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Beware of Unwanted Insurance

Most asset finance lenders will have a requirement for the asset to be covered by general insurance.  This is to protect their security in the event of fire or damage.  However some lenders will write to you a month or so after the agreement is set up.  The letter will request that you contact their insurance broker and provide them with a copy of your general insurance schedule.

If you ignore the letter they then increase your monthly repayments and cover the equipment on your behalf and your asset may be covered twice.  They are relying upon the inetia of customers who ignore the letters to make additional profit.

Premier Business Finance will not work with lenders who operate this system for our customers.

Keith Pallett, Managing Director.